Travel insurance that covers non travelling family

We’re looking to book a holiday for my husband and myself. Our teenagers won’t be going with us. I was looking for insurance that would cover us if something major happened to one of them health wise either before we go or while we’re away. I can find plenty about death of a family member but not about accident or illness. We’ve done quotes for a few companies and haven’t been able to find anything that mentions it so I thought I would ask as I don’t want to keep doing quotes in the hope.
Is there such a company? 

Comments

  • Mark_d
    Mark_d Posts: 2,251 Forumite
    1,000 Posts First Anniversary Name Dropper
    My AllClear Platinum policy covers for curtailment in the event of serious illness/severe injury to a non-travelling immediate family member.
  • DullGreyGuy
    DullGreyGuy Posts: 17,549 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Bronze said:
    We’re looking to book a holiday for my husband and myself. Our teenagers won’t be going with us. I was looking for insurance that would cover us if something major happened to one of them health wise either before we go or while we’re away. I can find plenty about death of a family member but not about accident or illness. We’ve done quotes for a few companies and haven’t been able to find anything that mentions it so I thought I would ask as I don’t want to keep doing quotes in the hope.
    Is there such a company? 
    Any half decent policy covers cancellation for the serious illness, injury or death of a close family member... no one is going to provide cover for them just having a sniffle. 

    The one downside of every policy I've ever seen is that there is no way to declare pre-existing conditions of the non-travelling family members and as such they are all excluded. Hopefully not an issue for teenagers but certainly becomes more of an issue when you have elderly parents etc. 
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