M & S Credit card

Richard_1986

I have a m & s credit card which says no cash advance fee will be charged when buying foreign currency, is this a no no would it be classed as a cash withdrawal and go against me?

Thank you for your replies 

pogg000

From a M&S exchange only.

CliveOfIndia

As above, check the wording of the offer very carefully.  I used my M&S card last year to buy foreign currency, and certainly at that time it was only fee-free if you used the M&S card to buy from the M&S currency exchange.

I'm pretty certain that if you bought it from anywhere other than M&S then you'd be charged a fee as is pretty much standard across all cards.

Irrespective, it pays to shop around to get the best deal overall.  It's all very well getting a fee-free offer, but if the exchange rate they offer is significantly worse than elsewhere, it could end up costing you more overall.