Returning Ford Ranger after lease - roller shutter query

Returning my Ford Ranger next week after my lease has finished. I had a Roller Shutter fitted on the back of it when I took out the finance for the truck. It was added to my monthly payment. 

There’s no mention of it on my finance documentation through the finance company. I’m not sure if it’s on the documentation from the company I got it from (V*narama). This was fitted separately by a different company before the truck was delivered to me. 

My question is this: can I take it off to use on my new truck that I’m getting in a few weeks? Would also like to take it off anyway as it’s a bit scratched and don’t want to give them an excuse to charge me further! 

I could always ring them and find out directly but just thought basic contract law could come into it if it’s not mentioned and I’ve paid for the accessory. 

Cheers! 

Comments

  • Arunmor
    Arunmor Posts: 533 Forumite
    500 Posts First Anniversary Name Dropper
    My understanding would be you have paid in full for the roller door over the course of the lease and it now belongs to you.  If you have only paid the interest and depreciation on the roller then it will be theirs.  But you will need to check that.  Can you work it out from the payments?
  • Millsandovis
    Millsandovis Posts: 123 Forumite
    100 Posts Name Dropper
    Arunmor said:
    My understanding would be you have paid in full for the roller door over the course of the lease and it now belongs to you.  If you have only paid the interest and depreciation on the roller then it will be theirs.  But you will need to check that.  Can you work it out from the payments?
    They asked me at the start if I wanted to pay x amount (around 1500 I think) for the roller shutter or add it to my monthly payments and I chose monthly payments. It definitely went up as a result so I think I’ve paid for it. It’s not on any documentation via the actual finance company either so I don’t think the people picking it up will look for it when they come and collect it. 
  • fimacdoodle
    fimacdoodle Posts: 109 Forumite
    Fourth Anniversary 100 Posts
    I would take it off and return the car. see what they say. likely nowt !!
  • Millsandovis
    Millsandovis Posts: 123 Forumite
    100 Posts Name Dropper
    For anyone interested or googling in the future: took it off and they didn’t say anything. Got charged for the extra milage but nothing for the damage (the second of 2 lease cars I’ve had go back and not had to pay the noted damage??) 

    also put on some light covers and tailgate cover off Amazon to hide damage & didn’t hear anything about that either 
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