Formal letter of claim issued - What would be my next steps?

cheexy

Hi,

I'm very confused at the moment and was wondering if someone could help. I just received an email from the solicitors representing the credit card company I owe £14,000+ that a formal letter of claim has been issued in the post. I lost my business earlier this year and earn nothing. I also have a 5 month old baby so I don't work and barely cover my bills as I'm on Universal Credit. There is literally no money anywhere to pay off the debt which I incurred while trying to save my business. What would be my next steps in this situation?

Thanks in advance.

(Posted previously by error in the debt free diaries thread and now posting here for more visibility)

Grumpelstiltskin

Link to original thread.

Formal letter of claim issued - What would be my next steps? — MoneySavingExpert Forum

fatbelly

Your original thread was moved to this forum. You now have a duplicate. I'll ask for this one to be closed