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Soft searches
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angelamison
Posts: 2 Newbie
I have noticed soft searches - ID check by other public body happening quarterly. Any ideas what this is about?
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Soft searches can take place for a number of different reasons. Very commonly it's insurance companies and credit cards doing a quick ID checks before sending you offers. Insurance companies in particular will often do this if you've ever used one of the price-comparison sites. You'll get an email or a letter saying "We notice your house insurance is due for renewal soon. Try us, we can offer you a great price".It's nothing to worry about - and soft searches are only seen by you, any lender looking at your credit file won't see them.1
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