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New banks.
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refluxer said:Malt290 said:ATOM Bank looks good deal?
1 year fix and can add cash??
You just need to ensure you don't let your phone's Android or iOS operating system get too far out of date in order that it can still run the app, as Atom don't have an online banking website.
Their fixed rate accounts have a 7 day funding window.
Funny you mentioned the Phone l have 3 mainstream bank app and although my phone is only a year old l feel its getting glitchy, if that's a word.0 -
friolento said:Check that
- they are on the FCA Register and
- are offering FSCS protection
- that you are on their actual website / use their app from an official app store, rather than a cloned site.
Note, there are about a dozen others offering better rates than StreambankButt Spelle Chequers Two Khan Make Awe Full Miss Steaks1 -
Shylock_249 said:friolento said:Check that
- they are on the FCA Register and
- are offering FSCS protection
- that you are on their actual website / use their app from an official app store, rather than a cloned site.
Note, there are about a dozen others offering better rates than Streambank
Yes, if you are lucky enough to have more than £85k to worry about. Though it is very rare that two companies share the same licence, and there are not a lot of sensible reasons for holding more than £85k in cash.
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Malt290 said:refluxer said:Malt290 said:ATOM Bank looks good deal?
1 year fix and can add cash??
You just need to ensure you don't let your phone's Android or iOS operating system get too far out of date in order that it can still run the app, as Atom don't have an online banking website.
Their fixed rate accounts have a 7 day funding window.
Funny you mentioned the Phone l have 3 mainstream bank app and although my phone is only a year old l feel its getting glitchy, if that's a word.1 -
friolento said:Shylock_249 said:friolento said:Check that
- they are on the FCA Register and
- are offering FSCS protection
- that you are on their actual website / use their app from an official app store, rather than a cloned site.
Note, there are about a dozen others offering better rates than Streambank
Yes, if you are lucky enough to have more than £85k to worry about. Though it is very rare that two companies share the same licence, and there are not a lot of sensible reasons for holding more than £85k in cash.1 -
friolento said:Shylock_249 said:friolento said:Check that
- they are on the FCA Register and
- are offering FSCS protection
- that you are on their actual website / use their app from an official app store, rather than a cloned site.
Note, there are about a dozen others offering better rates than Streambank
there are not a lot of sensible reasons for holding more than £85k in cash.
What should an eminently sensible, but risk averse individual do with amounts >£85k?
Hookers & gin?2 -
With present interest rates now is not an awful time to hold cash...2
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