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Shaving off the years at Sleepy Hollow
Comments
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Well another car bites the dust. Savings hadn't recovered thanks to car repair costs & got a whole 2 months from the runaround despite it having a years mot.
My dad has very kindly given me sole use of his car until I can gather together a decent deposit for something much newer.
Still cracking on with the mortgage overpayments, Christmas is going to plan so far & mortgage rates look like they're starting to improve!! We're due for renewal in July and considering a 5 year fix this time depending on rates!Debt Free as of December 2020 👏
MFW - 40 months shaved off the mortgage0 -
Sorry to hear about your car woes.
Glad your other goals are going to plan.
Current Balance £14,200
MFW 2026 #31 £8,800 / £17,000 OP
MFIT - T7
Emergency Fund £4,400 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £130 / £365
Declutter 33 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
So frustrating about the car! Was it a private sale? Hopefully your next one is alot better.*Dad loan - £5300 - £7000
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £0
Tesco Credit Card - £3652.32 £3270.54
*Total Debt - £10370.54/£15293.48*
Savings
*Sinking Fund - £2064.85/£3000
*Emergency Fund - £2500/£2500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/0 -
Plodding along and chipping away at the mortgage. Our deal is up for renewal soon so keeping a close eye on changes.
General savings still pretty dire but holiday savings are going well. Still have to live a little! Had some ideas for further decorating in the house but we're a long way off that! Still the kids are little so I'm in no hurry to have a show home!
Debt Free as of December 2020 👏
MFW - 40 months shaved off the mortgage0
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