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Possible to buy a cottage in a rural location for under 50k/or derelict and be allowed to do it up?

GervisLooper
GervisLooper Posts: 457 Forumite
Fourth Anniversary 100 Posts Name Dropper
edited 3 May 2024 at 9:16AM in House buying, renting & selling
Thinking of rural wales specifically.

I really don't understand all the rules about what you can and can't do in order to live permanently in a property you buy.

Is it only if the house was being used full time by someone else as a residence in the last few years otherwise the planning permission will lapse and you have to make a new claim?

Is a fully fledged cottage likely to be able to be purchased somewhere very rural for under 50k?

Doing a search I am seeing quite a few shells like old chapels or barns or shepherd's huts for under that but I have been informed you need to get PP for them even though they are existing structures.

How likely are you to be successful for a derelict renovation in the country? What is the process? How much does it cost? How long does it take?
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Comments

  • user1977
    user1977 Posts: 17,456 Forumite
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    edited 3 May 2024 at 9:21AM
    What sort of "derelict" are we talking? Do you have examples?

    I wouldn't expect there to be a need for planning for the use if it was previously residential in its own right (e.g. not merely for an employee on a farm) and hasn't been used for something else in the interim.
  • GervisLooper
    GervisLooper Posts: 457 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    user1977 said:
    What sort of "derelict" are we talking? Do you have examples?

    I wouldn't expect there to be a need for planning for the use if it was previously residential in its own right (e.g. not merely for an employee on a farm) and hasn't been used for something else in the interim.
    Only just starting looking but something like this.

    From things that are popping up in this price range so far it doesn't seem like they were used as residencies previously, like the barn above or if they were it would be many moons ago like old stone shepherd's huts.
  • GervisLooper
    GervisLooper Posts: 457 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    user1977 said:
    user1977 said:
    What sort of "derelict" are we talking? Do you have examples?

    I wouldn't expect there to be a need for planning for the use if it was previously residential in its own right (e.g. not merely for an employee on a farm) and hasn't been used for something else in the interim.
    Only just starting looking but something like this.

    Well, that was a chapel. So unless you wanted to continue using it as a church, yes you would need planning consent for change of use.

    Ok but what about this? This one states it is an old school however from the pictures it seems from the internal appliances it has been used as a house.
  • BarelySentientAI
    BarelySentientAI Posts: 2,448 Forumite
    1,000 Posts Name Dropper
    edited 3 May 2024 at 9:58AM
    user1977 said:
    user1977 said:
    What sort of "derelict" are we talking? Do you have examples?

    I wouldn't expect there to be a need for planning for the use if it was previously residential in its own right (e.g. not merely for an employee on a farm) and hasn't been used for something else in the interim.
    Only just starting looking but something like this.

    Well, that was a chapel. So unless you wanted to continue using it as a church, yes you would need planning consent for change of use.

    Ok but what about this? This one states it is an old school however from the pictures it seems from the internal appliances it has been used as a house.
    Former church hall as well, that's where the kitchen comes from - doesn't seem residential to me.
  • DullGreyGuy
    DullGreyGuy Posts: 17,648 Forumite
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    user1977 said:
    user1977 said:
    What sort of "derelict" are we talking? Do you have examples?

    I wouldn't expect there to be a need for planning for the use if it was previously residential in its own right (e.g. not merely for an employee on a farm) and hasn't been used for something else in the interim.
    Only just starting looking but something like this.

    Well, that was a chapel. So unless you wanted to continue using it as a church, yes you would need planning consent for change of use.

    Ok but what about this? This one states it is an old school however from the pictures it seems from the internal appliances it has been used as a house.
    Both of the properties tell you in the advert that it is subject to relevant permissions or planning permission which means they currently dont have permission to be used as a residential property. This will notably reduce the price as you could buy it and planning permission is refused you are stuck with a chapel or school house
  • caprikid1
    caprikid1 Posts: 2,413 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    "Both of the properties tell you in the advert that it is subject to relevant permissions or planning permission which means they currently dont have permission to be used as a residential property. This will notably reduce the price as you could buy it and planning permission is refused you are stuck with a chapel or school house"

    I believe a conversation with local planning may help you get a clearer picture of the chances of planning being granted.
  • pjs493
    pjs493 Posts: 572 Forumite
    500 Posts First Anniversary Name Dropper
    I’d be surprised if you can find anything for that price that isn’t a complete shell and in need of serious expensive renovation work with change of use etc. 

    I have a family friend who has what was a two up two down cottage (formerly a byte about 300 years ago) in rural Wales (now has a bathroom upstairs and the loft has been converted into another bedroom). 

    It was worth in the region of £200K when they last had it valued a couple of years ago when they considered putting it on the market. They bought it in the 1990s for £40k when it was a tired old house in need of major work and had no heating or hot water. When they bought it, it had been used as a holiday cottage by the previous owner for decades who only used it in the summer. They used the fire in the sitting room if it was cold. I don’t know what they used for hot water. 

    In other words I think you’ll struggle to get something in your budget, and if you can it might be a shell without a roof and you’ll probably need to spend double again to get it into a habitable condition. 
  • RAS
    RAS Posts: 35,111 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 3 May 2024 at 10:41AM
    user1977 said:
    user1977 said:
    What sort of "derelict" are we talking? Do you have examples?

    I wouldn't expect there to be a need for planning for the use if it was previously residential in its own right (e.g. not merely for an employee on a farm) and hasn't been used for something else in the interim.
    Only just starting looking but something like this.

    Well, that was a chapel. So unless you wanted to continue using it as a church, yes you would need planning consent for change of use.

    Ok but what about this? This one states it is an old school however from the pictures it seems from the internal appliances it has been used as a house.
    That's an auction, so likely to go much higher. Maybe keep tabs on it and find out what it goes for?
    If you've have not made a mistake, you've made nothing
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