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Subrogation
steadystressing1
Posts: 1 Newbie
Hi All, not sure if anyone has been in a similar situation and looking for any advice or suggestions.
I had a collision with a parked van as I was turning into a one way street. It was a minor incident as it was only the right side tail
light that broke. We exchange details and TP made a claim but my insurer cancelled my insurance as I was driving with a provisional license with no supervision. They then decided to cover the cost of the TP claim and that I will reimburse them after the repairs. Although, I was still paying for the cancelled policy. My insurer has sent me a bill of £1700 for the one broken tail light that had to repair/replace. They are threatening me with a 14 day notice to make full payment otherwise they will start court proceedings against me to recover this cost.
Any advice on what I could do as the cost seems extortionate.
I had a collision with a parked van as I was turning into a one way street. It was a minor incident as it was only the right side tail
light that broke. We exchange details and TP made a claim but my insurer cancelled my insurance as I was driving with a provisional license with no supervision. They then decided to cover the cost of the TP claim and that I will reimburse them after the repairs. Although, I was still paying for the cancelled policy. My insurer has sent me a bill of £1700 for the one broken tail light that had to repair/replace. They are threatening me with a 14 day notice to make full payment otherwise they will start court proceedings against me to recover this cost.
Any advice on what I could do as the cost seems extortionate.
Any advice or suggestions would be greatly appreciated.
Thanks
Thanks
0
Comments
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Unfortunately you broke the terms of your insurance policy by driving unsupervised. You could be prosecuted for both. I don’t think you have any choice but to pay.1
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You are not in a position of any strength to argue over costs. The best you might be able to do is to come to an agreement to pay the sum off over a period of time.
In addition you are now in a whole world of pain over the cancelled policy - any new policy will ask whether you have had a policy cancelled, and you now have to say yes.1 -
This isn't the forum for you @steadystressing1 as we deal with private parking charges here. Try the general MSE Motoring forum.Please note, we are not a legal advice forum. I personally don't get involved in critiquing court case Defences/Witness Statements, so unable to help on that front. Please don't ask. .
I provide only my personal opinion, it is not a legal opinion, it is simply a personal one. I am not a lawyer.
Give a man a fish, and you feed him for a day; show him how to catch fish, and you feed him for a lifetime.#Private Parking Firms - Killing the High Street5
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