Bank Has Renouced its Executorship

My Uncle's will had his bank as his executor. They have sent me a renouncement certificate and I have taken over as the executor, so far so good! I then went to apply for Probate, filling out the online form it states that as the will names the bank the Probate Office will not accept me, as I'm not named in the will. (just states all my Nephews and Nieces)
So I ring the helpline, no help at all as I am not named anywhere, nothing they can do. I was his LPOA , next of kin and a beneficiary in the estate. So how can I get grant of Probate and sell the house if I can't get Probate??
Any help would be most welcome
Thank You

Comments

  • thegreenone
    thegreenone Posts: 1,179 Forumite
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    Was there somewhere to upload the renouncement certificate online?  If not, I'd imagine you will have to do a paper version and include the certificate. 

    Not sure why the helpline couldn't help as you are a named beneficiary.   I suspect they need absolutely every bit of paper to understand what's happened.  Good luck.
  • RAS
    RAS Posts: 34,949 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    killerkev said:
    My Uncle's will had his bank as his executor. They have sent me a renouncement certificate and I have taken over as the executor, so far so good!

    I then went to apply for Probate, filling out the online form it states that as the will names the bank the Probate Office will not accept me, as I'm not named in the will. (just states all my Nephews and Nieces)

    So I ring the helpline, no help at all as I am not named anywhere, nothing they can do.

    I was his LPOA , next of kin and a beneficiary in the estate.

    So how can I get grant of Probate and sell the house if I can't get Probate??

    Any help would be most welcome
    Thank You
    Just trying to clarify. You say you are a beneficiary but also that you are not named anywhere?

    Do you mean that Uncle left his estate to be shared between his nephews and nieces, of which you are one?

    Or do you mean that your uncle left his estate to be shared between your nephews and nieces?

    And you can't apply for probate if the bank has renounced (even assuming they are the only executor). The person dealing with the estate has to apply for letters of administration, with will.

    And as part of that process, they need to provide details of all the Uncle's siblings, and and of all their known legitimate and illegitimate children, assuming there's nothing in the will restricting people who share. 

    I'd suggest that two of the beneficiaries apply to administer the estate.
    If you've have not made a mistake, you've made nothing
  • killerkev
    killerkev Posts: 186 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    RAS said:
    killerkev said:
    My Uncle's will had his bank as his executor. They have sent me a renouncement certificate and I have taken over as the executor, so far so good!

    I then went to apply for Probate, filling out the online form it states that as the will names the bank the Probate Office will not accept me, as I'm not named in the will. (just states all my Nephews and Nieces)

    So I ring the helpline, no help at all as I am not named anywhere, nothing they can do.

    I was his LPOA , next of kin and a beneficiary in the estate.

    So how can I get grant of Probate and sell the house if I can't get Probate??

    Any help would be most welcome
    Thank You
    Just trying to clarify. You say you are a beneficiary but also that you are not named anywhere?

    Do you mean that Uncle left his estate to be shared between his nephews and nieces, of which you are one?

    Or do you mean that your uncle left his estate to be shared between your nephews and nieces?

    And you can't apply for probate if the bank has renounced (even assuming they are the only executor). The person dealing with the estate has to apply for letters of administration, with will.

    And as part of that process, they need to provide details of all the Uncle's siblings, and and of all their known legitimate and illegitimate children, assuming there's nothing in the will restricting people who share. 

    I'd suggest that two of the beneficiaries apply to administer the estate.

    RAS said:
    killerkev said:
    My Uncle's will had his bank as his executor. They have sent me a renouncement certificate and I have taken over as the executor, so far so good!

    I then went to apply for Probate, filling out the online form it states that as the will names the bank the Probate Office will not accept me, as I'm not named in the will. (just states all my Nephews and Nieces)

    So I ring the helpline, no help at all as I am not named anywhere, nothing they can do.

    I was his LPOA , next of kin and a beneficiary in the estate.

    So how can I get grant of Probate and sell the house if I can't get Probate??

    Any help would be most welcome
    Thank You
    Just trying to clarify. You say you are a beneficiary but also that you are not named anywhere?

    Do you mean that Uncle left his estate to be shared between his nephews and nieces, of which you are one?

    Or do you mean that your uncle left his estate to be shared between your nephews and nieces?

    And you can't apply for probate if the bank has renounced (even assuming they are the only executor). The person dealing with the estate has to apply for letters of administration, with will.

    And as part of that process, they need to provide details of all the Uncle's siblings, and and of all their known legitimate and illegitimate children, assuming there's nothing in the will restricting people who share. 

    I'd suggest that two of the beneficiaries apply to administer the estate.

    Thanks, I will try to clarify He left his Estate to be shared between his Nephews and Nieces, of which I am one (there are five) none named.

    My Uncle had no children he had two sisters both in their 90's with dementia, no other living relatives.
    The Bank were the only executor and have sent me a renunciation certificate which looks like it has been registered at the High Courrt Of Justice

    I was his next of kin and had LPOA

    I will have to look into these letters of administration!!


  • Marcon
    Marcon Posts: 13,777 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Combo Breaker
    killerkev said:
    RAS said:
    killerkev said:
    My Uncle's will had his bank as his executor. They have sent me a renouncement certificate and I have taken over as the executor, so far so good!

    I then went to apply for Probate, filling out the online form it states that as the will names the bank the Probate Office will not accept me, as I'm not named in the will. (just states all my Nephews and Nieces)

    So I ring the helpline, no help at all as I am not named anywhere, nothing they can do.

    I was his LPOA , next of kin and a beneficiary in the estate.

    So how can I get grant of Probate and sell the house if I can't get Probate??

    Any help would be most welcome
    Thank You
    Just trying to clarify. You say you are a beneficiary but also that you are not named anywhere?

    Do you mean that Uncle left his estate to be shared between his nephews and nieces, of which you are one?

    Or do you mean that your uncle left his estate to be shared between your nephews and nieces?

    And you can't apply for probate if the bank has renounced (even assuming they are the only executor). The person dealing with the estate has to apply for letters of administration, with will.

    And as part of that process, they need to provide details of all the Uncle's siblings, and and of all their known legitimate and illegitimate children, assuming there's nothing in the will restricting people who share. 

    I'd suggest that two of the beneficiaries apply to administer the estate.

    RAS said:
    killerkev said:
    My Uncle's will had his bank as his executor. They have sent me a renouncement certificate and I have taken over as the executor, so far so good!

    I then went to apply for Probate, filling out the online form it states that as the will names the bank the Probate Office will not accept me, as I'm not named in the will. (just states all my Nephews and Nieces)

    So I ring the helpline, no help at all as I am not named anywhere, nothing they can do.

    I was his LPOA , next of kin and a beneficiary in the estate.

    So how can I get grant of Probate and sell the house if I can't get Probate??

    Any help would be most welcome
    Thank You
    Just trying to clarify. You say you are a beneficiary but also that you are not named anywhere?

    Do you mean that Uncle left his estate to be shared between his nephews and nieces, of which you are one?

    Or do you mean that your uncle left his estate to be shared between your nephews and nieces?

    And you can't apply for probate if the bank has renounced (even assuming they are the only executor). The person dealing with the estate has to apply for letters of administration, with will.

    And as part of that process, they need to provide details of all the Uncle's siblings, and and of all their known legitimate and illegitimate children, assuming there's nothing in the will restricting people who share. 

    I'd suggest that two of the beneficiaries apply to administer the estate.

    Thanks, I will try to clarify He left his Estate to be shared between his Nephews and Nieces, of which I am one (there are five) none named.

    My Uncle had no children he had two sisters both in their 90's with dementia, no other living relatives.
    The Bank were the only executor and have sent me a renunciation certificate which looks like it has been registered at the High Courrt Of Justice

    I was his next of kin and had LPOA

    I will have to look into these letters of administration!!


    See https://www.thegazette.co.uk/wills-and-probate/content/100321 which explains the position clearly:

    'The renunciation does not confer the right to a grant of probate on another person. If other executors have been named in the will, the remaining executors can apply for probate (as long as the will does not specify a particular number of executors). If only one executor was named and is renouncing, an application will need to be made to the court to appoint an administrator. Most renunciations are made at the same time as an application for a grant by someone else.'


    Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!  
  • RAS
    RAS Posts: 34,949 Forumite
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    The fact that you were his next of kin and had LPOA is now irrelevant, there is no such thing as next of kin in UK law, although some providers ask a client who they want them to contact, and any power of attorney ceased when the donor died. 

    So that using either term when talking to the Probate Registry doesn't help and may hinder your case.
    If you've have not made a mistake, you've made nothing
  • killerkev
    killerkev Posts: 186 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I have
    Marcon said:
    killerkev said:
    RAS said:
    killerkev said:
    My Uncle's will had his bank as his executor. They have sent me a renouncement certificate and I have taken over as the executor, so far so good!

    I then went to apply for Probate, filling out the online form it states that as the will names the bank the Probate Office will not accept me, as I'm not named in the will. (just states all my Nephews and Nieces)

    So I ring the helpline, no help at all as I am not named anywhere, nothing they can do.

    I was his LPOA , next of kin and a beneficiary in the estate.

    So how can I get grant of Probate and sell the house if I can't get Probate??

    Any help would be most welcome
    Thank You
    Just trying to clarify. You say you are a beneficiary but also that you are not named anywhere?

    Do you mean that Uncle left his estate to be shared between his nephews and nieces, of which you are one?

    Or do you mean that your uncle left his estate to be shared between your nephews and nieces?

    And you can't apply for probate if the bank has renounced (even assuming they are the only executor). The person dealing with the estate has to apply for letters of administration, with will.

    And as part of that process, they need to provide details of all the Uncle's siblings, and and of all their known legitimate and illegitimate children, assuming there's nothing in the will restricting people who share. 

    I'd suggest that two of the beneficiaries apply to administer the estate.

    RAS said:
    killerkev said:
    My Uncle's will had his bank as his executor. They have sent me a renouncement certificate and I have taken over as the executor, so far so good!

    I then went to apply for Probate, filling out the online form it states that as the will names the bank the Probate Office will not accept me, as I'm not named in the will. (just states all my Nephews and Nieces)

    So I ring the helpline, no help at all as I am not named anywhere, nothing they can do.

    I was his LPOA , next of kin and a beneficiary in the estate.

    So how can I get grant of Probate and sell the house if I can't get Probate??

    Any help would be most welcome
    Thank You
    Just trying to clarify. You say you are a beneficiary but also that you are not named anywhere?

    Do you mean that Uncle left his estate to be shared between his nephews and nieces, of which you are one?

    Or do you mean that your uncle left his estate to be shared between your nephews and nieces?

    And you can't apply for probate if the bank has renounced (even assuming they are the only executor). The person dealing with the estate has to apply for letters of administration, with will.

    And as part of that process, they need to provide details of all the Uncle's siblings, and and of all their known legitimate and illegitimate children, assuming there's nothing in the will restricting people who share. 

    I'd suggest that two of the beneficiaries apply to administer the estate.

    Thanks, I will try to clarify He left his Estate to be shared between his Nephews and Nieces, of which I am one (there are five) none named.

    My Uncle had no children he had two sisters both in their 90's with dementia, no other living relatives.
    The Bank were the only executor and have sent me a renunciation certificate which looks like it has been registered at the High Courrt Of Justice

    I was his next of kin and had LPOA

    I will have to look into these letters of administration!!


    See https://www.thegazette.co.uk/wills-and-probate/content/100321 which explains the position clearly:

    'The renunciation does not confer the right to a grant of probate on another person. If other executors have been named in the will, the remaining executors can apply for probate (as long as the will does not specify a particular number of executors). If only one executor was named and is renouncing, an application will need to be made to the court to appoint an administrator. Most renunciations are made at the same time as an application for a grant by someone else.'



    I have spoken to the Probate Team again and this time they were helpful, I have to fill out form PA1P as best I can then send it in, and it will be passed to the specialist team, and then they will work with me to get Probate. The downside is it can take a year or more!!
    Plus the fee went up to £300 today!
  • H657
    H657 Posts: 23 Forumite
    Second Anniversary 10 Posts Photogenic
    edited 1 May 2024 at 7:36PM
    Hi, I had the same issues (admittedly back in 2015) when my dad died having appointed HSBC as executor 41 years earlier. 
    We asked them to renounce which they did.
    Mum was sole beneficiary.
    I’ve just had the file out to remind myself what I had to  do.
    I submitted PA1P after speaking to the probate office on a couple of queries about the form which was pretty straightforward, and everything went very smoothly, so hopefully you’ll have no issues, particularly if your uncles estate is straightforward 
  • Keep_pedalling
    Keep_pedalling Posts: 20,175 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    Well it could have been worse banks were notoriously expensive as executors.
  • killerkev
    killerkev Posts: 186 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Well it could have been worse banks were notoriously expensive as executors.

    You are right the Bank wanted £1500 just to take the case on, then a minium of 2.5% of estate value so around £10000, but gave me the option of renouncing (I got the impression they did not want to take it on !!)

















    ank
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