May NSD challenge
We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Magnificent May's No-Spend Days Challenge!
Comments
-
NSD Sunday here 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 5 books of target 52 in 2026 as @ 13th January
Produce tracker: £18 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
May targetsAuntieL 3/15
bamboo socks 1/20
beanielou 4/19
blubella 1/12
Caeraugirl 2/20
cathybird 4/15
Crazycatlady2 3/18
Daywon 3/TF
Doris17 2/15
Flying By 5/14
FrugalAspirationsGeriatricmum 1/15
Honeysucklelou2HotDog2020 2/15
ilovetea 3/20
KajiKita 4/18
keggie 1/20
laura lau 1/17
laurenh 4/20
leftatthetrafficlights 1/24
Lemonade BudgetLittleMissDetermined 4/18
madlyn 12Makingabobor2 2/15
Money ChoicesMrs Cautious 5/23
Nervous1234Rupacomp 4/15
Saver-upper 2/15
SecondStar 18short bird 3/16
Tiangfeng2022 10Worlds Worst Superhero 5/25
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
0
-
Hi, I would like 2/15 please- I have only spent prolific funds today on necessary items, so I don't count that as a spend! Thanks @cathybird.1
-
No Spend Day #5 today.
Wanted to head off today to see a May Day parade, only to find the bus we usually get is not running this Sunday- and there's no way I'm paying over £50 on taxis (that's even if we can get one willing to drive into the middle of nowhere!)
Feeling a bit deflated today, I was quite looking forward to it 😟
I'm going to plan something nice for tomorrow instead.
1 -
NSD Sunday for me too 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
January 2026 NSD Challenge 5/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £92,396.89 (10years 4months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £44.43/ £10000 -
First NSD for May yesterday for me! I’m away until the 12th so I will not be able to update every day, but hopefully I’ll keep track!
Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
2nd one of the month todayMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,644....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1150/£3000
.
Studies/surveys January £14.84
Decluttering items 1402/2025. 48/2026
Books read 23 in 2025. 2026- 2 (target is 52)
Jigsaws done 20 in 2025. 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Well done Flying By, Makingabobor2, Saver-upper, MrsCautious, Caeraugirl, beanie, laurenh1, KajiKita, HotDog2020, Worlds Worst Superhero, AuntieL, laura lau and Makingabobor2


2 -
Spent Friday and Saturday
NSD Sunday 😀0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.1K Banking & Borrowing
- 254K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.2K Work, Benefits & Business
- 602.3K Mortgages, Homes & Bills
- 177.9K Life & Family
- 260.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards



