Has anyone claimed from MIB

besonders1

Hi All,

I apologise if this is the wrong board but I have a question, and cannot find much on googling.

To cut a long story short my car was hit and written off by an untraced driver last year, my insurance company appointed a solicitor and made a claim on my behalf. I have just received an offer from MIB but unsure if I should accept their first offer?

My solicitor has said it is a reasonable offer but understand they cant give any advice and if it could be biased as they are involved, I know they said with car insurance you shouldn't, as their offers are quite low to begin with but wonder if anyone has any experience with MIB and are they the same? 

thanks in advance

DullGreyGuy

besonders1 said:

Hi All,

I apologise if this is the wrong board but I have a question, and cannot find much on googling.

To cut a long story short my car was hit and written off by an untraced driver last year, my insurance company appointed a solicitor and made a claim on my behalf. I have just received an offer from MIB but unsure if I should accept their first offer?

My solicitor has said it is a reasonable offer but understand they cant give any advice and if it could be biased as they are involved, I know they said with car insurance you shouldn't, as their offers are quite low to begin with but wonder if anyone has any experience with MIB and are they the same? 

thanks in advance

Your solicitor is representing you and so can certainly give you advice but naturally they are experts in law not on what the value of secondhand cars are. 

If you think the offer is fair then accept it, if you dont think its fair tell your solicitor so and ask their advice on next steps. Did your solicitor instruct the engineer to inspect your vehicle or did the MIB arrange it?

besonders1

My insurance company wrote my car off. The claim from MIB was for whiplash

DullGreyGuy

When was the accident? If its fairly recent then whiplash has become a tariff so no negotiation

besonders1

Hi thanks for everyone whom replied and the information you gave me, I have decided that the offer is worthwhile and will accept. Much appreaciated thanks Will