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Home insurance renewal
Seasalt3
Posts: 94 Forumite
I've just renewed my home insurance with Halifax for the third year at a good premium. When I took the original policy out with them in April 2022 I correctly declared a previous building insurance claim in November 2019 that we made to Saga our insurer at the time. This was shown on our Halifax policy schedules for the past two years. But on this years policy schedule it isn't shown. I phoned twice to query this and was told not to worry they had it in their records but they've changed the policy schedule wording to just say we've had no claims on the current policy. Should I be concerned about this?
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Comments
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They originally asked for any claims in past complete 5 years so the claim in November 2019 is still within that time
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Should I be concerned about this?No. Just keep your renewal schedules each year to complete your records in the highly unlikely scenario that they say you didn't declare it. With online storage free of charge nowadays (e.g. google, dropbox or onedrive) you can keep all documents like this in a simple hierarchy without taking up any space at home.
That way you have your evidence in case anything pops up in the future.
I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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