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Car Insurance Quote Question

Dee_100
Dee_100 Posts: 21 Forumite
Fourth Anniversary 10 Posts Name Dropper
in Motoring
Hi,

I am currently looking for car insurance for a new vehicle I have recently purchased. Last year I received a penalty notice for speeding, however was given the option to take up a motoring course instead of paying the fine and having the points added to my license. I took the motoring course so didn't have to pay the fine or receive the points. 

When I am getting car insurance quotes the section which asks if I have any motoring convictions in the last 5 years, do I need to select "Yes" or "No" as I was never given the fine or points?

Any help would be much appreciated.

Thanks.

Comments

  • Car_54
    Car_54 Posts: 9,053 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No. A course is not a conviction.
  • Mr.Generous
    Mr.Generous Posts: 4,045 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Last time someone asked about this one of the insurance Guru's said at present UK insurers have no way of checking who has or hasn't neen on a speed awareness course - so even if they ask about that it's up to you whether you say yes or no. To hike the premium for a course would be wrong in my opinion.
    Mr Generous - Landlord for more than 10 years. Generous? - Possibly but sarcastic more likely.
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Mr.Generous said:
    Last time someone asked about this one of the insurance Guru's said at present UK insurers have no way of checking who has or hasn't neen on a speed awareness course - so even if they ask about that it's up to you whether you say yes or no. To hike the premium for a course would be wrong in my opinion.
    Doesn't matter, insurers ask the questions under  Rehabilitation of Offenders Act and things like courses are instantly spent and so dont have to be declared for insurance quotes
  • Dee_100
    Dee_100 Posts: 21 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    Thanks all - much appreciated!
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