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VPN and online banking

Does online banking allow VPN if VPN uses a different IP addresses each time, especially from abroad. Would the banks not regard this as suspicious and block sign on attempts? 
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  • 400ixl
    400ixl Posts: 4,431 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Never had an issue with any of my banking apps or online apps with using a VPN to access, at home or abroad.
  • 400ixl said:
    Never had an issue with any of my banking apps or online apps with using a VPN to access, at home or abroad.
    Me neither. 
    It’s much safer doing banking from within a VPN
  • Accessed several .uk bank sites (via PC & apps) during a recent trip VIetnam/Cambodia/Thailand. No problems at all using (Nord) VPN.
  • onomatopoeia99
    onomatopoeia99 Posts: 7,133 Forumite
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    400ixl said:
    Never had an issue with any of my banking apps or online apps with using a VPN to access, at home or abroad.
    Me neither. 
    It’s much safer doing banking from within a VPN
    Why is it safer?  Do you understand transport layer security?
    Proud member of the wokerati, though I don't eat tofu.Home is where my books are.Solar PV 5.2kWp system, SE facing, >1% shading, installed March 2019.Mortgage free July 2023
  • cerebus
    cerebus Posts: 677 Forumite
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    JSmith321 said:
    Does online banking allow VPN if VPN uses a different IP addresses each time, especially from abroad. Would the banks not regard this as suspicious and block sign on attempts? 
    Have you by any chance asked the bank in question?

    I.e. getting the answer from the horses mouth , rather than asking a bunch of random strangers on a random tech forum especially when all banks are different and you have failed to tell us the bank in question 

  • cerebus said:
    JSmith321 said:
    Does online banking allow VPN if VPN uses a different IP addresses each time, especially from abroad. Would the banks not regard this as suspicious and block sign on attempts? 
    Have you by any chance asked the bank in question?

    I.e. getting the answer from the horses mouth , rather than asking a bunch of random strangers on a random tech forum especially when all banks are different and you have failed to tell us the bank in question 

    "Hello The Bank in Question, would you please tell me the details of your security protocols and procedures please?"
  • steviebuk
    steviebuk Posts: 148 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    400ixl said:
    Never had an issue with any of my banking apps or online apps with using a VPN to access, at home or abroad.
    Me neither. 
    It’s much safer doing banking from within a VPN
    Why is it safer?  Do you understand transport layer security?
    But if you're on a "free wifi" you have no idea if they are attempting SSL packet inspection. Most people randomly click yes to stuff so if they push their cert to you for their DPI-SSL, they can now sniff all your TLS traffic. Pretty sure they can't when on a VPN. 
  • cerebus
    cerebus Posts: 677 Forumite
    500 Posts Name Dropper
    cerebus said:
    JSmith321 said:
    Does online banking allow VPN if VPN uses a different IP addresses each time, especially from abroad. Would the banks not regard this as suspicious and block sign on attempts? 
    Have you by any chance asked the bank in question?

    I.e. getting the answer from the horses mouth , rather than asking a bunch of random strangers on a random tech forum especially when all banks are different and you have failed to tell us the bank in question 

    "Hello The Bank in Question, would you please tell me the details of your security protocols and procedures please?"
    Eh? That's not what you would be asking......

    "Can I log in to my account using a vpn" is the question and I suspect its quite a common one 
  • bob2302
    bob2302 Posts: 519 Forumite
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    edited 22 April 2024 at 4:12PM
    For most people, using a VPN adds no significant extra security these days. The valid reasons for paying for one are hiding your IP address, and obtaining an IP address in a different region. The former is mostly about P2P file sharing and the latter about accessing geographically restricted services.

  • PHK
    PHK Posts: 2,152 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    bob2302 said:
    For most people, using a VPN adds no significant extra security these days. The valid reasons for paying for one are hiding your IP address, and obtaining an IP address in a different region. The former is mostly about P2P file sharing and the latter about accessing geographically restricted services.

    There is one advantage. https sends the address in the clear. So whilst an eavesdropper couldn't see the data you were transmitting they could see where/who you were connecting to. 

    An example might be that an eavesdropper can see you are accessing Monzo and Natwest and so know who you are likely to bank with. 

    A VPN/Onion Router will eliminate that possibility. 
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