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Octopus - Monthly Direct Debit Query.
Comments
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I pay my bill in full each month. However, I calculate how much my monthly payment (over a 12-month period) should be and pay that.
I do it this way to ensure that I am neither overpaying nor underpaying, like I may be on a variable DD. Works exactly the same as variable DD but I am in total control. I just log in each month and make a top up.
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Thanks to all for the considered and considerate responses. I have had conflicting comments about this issue from my bank and from Octopus. Hopefully it will become clearer over the next few days.0
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