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NS&I Index Linked Savings Certificates - Renew or Possible Alternatives?
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You won't earn any index-linking on the whole Certificate for the investment year in which you cash in, even if you only cash in part of it. The investment year is a 12 month period, starting on your renewal date and every subsequent anniversary.
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Between us we have about £20K worth maturing in the next few weeks. At the moment the plan is to put half back into 3yr and cash the rest to top up the PBs.
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