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Experian Credit Lock, What Does it actually stop...
The very slightly drop in Score post EV upgrade Finance being offered.
You surely know by now, given your long tenure on this forum, that this means absolutely nothing.
Given the immense amount of debt he's carrying, more finance on car on top of existing car finance, plus everything else, a debt that is likely 1-3x higher than his income, a score of anything other than 0 definitely means nothing!
Recent years 'flawless' re payments records are I suspect helping generate such 'Visual' Scores.
Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb