Debt collectors attach debts to other people if they cant find the original person

Dont-pick-on-the-poor.

Intrim Injustia and Westcott services are examples of collectors who have done this.

If they can not find the owner of the debt, they attach the debt to somebody at the address....when the debtors may have moved years ago. They research the names.

Or they attach the debt to someone of the same name at a different address.

Be very warey of this.

Debt collectors are scarey and you do not always question where the debt is from as it is not always obvious.

Another example of companies and daylight robbery.

Blacksheep1979

erm they can try but you don't have to pay...

Debt_Free_Chick

Dont-pick-on-the-poor. wrote: »

If they can not find the owner of the debt, they attach the debt to somebody at the address

There is no way of achieving this. Debts cannot be transferred from one person to another. If they try to attach a debt to your name, you simply ask them to produce a copy of the credit agreement that you signed. When they can't do this, there is the proof that the debt is not yours.

Debt collectors are scarey and you do not always question where the debt is from as it is not always obvious.

But we all know what we owe and to whom .... surely? If not, then at least we know when a debt is definitely not ours?

The National Debtline has a template for a letter you can send if you are being pursued for a debt which is not yours. And this letter to request a copy of the credit agreement.

Lots of other useful advice on the National Debtline website.

MissEyre

'you do not always question where the debt is from as it is not always obvious.'

I would never pay a debt that I wasn't aware of, and if I had any doubt, it would be down to the company to prove I owed it to them, as the poster above says. I think debt collectors are pretty busy chasing the genuine debts, without inventing ones for other people. Do you have an example of when this has happened?