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Default removal agreed but still shows after 3 months
Z4nd3rz0ne
Posts: 1 Newbie
I managed to get my water company to agree to remove a default, and my credit score shot back up on my Experian account pretty much straight away. I was told that it would take 6-8 weeks for my default to be removed, and I can see on my multi-agency credit report that it's still showing on Transunion. It's been almost 3 months now.
Hoping to apply for a mortgage this July but I'm assuming I need to get this resolved otherwise I'll be rejected for one. What can I do? Has anyone had a similar experience?
Hoping to apply for a mortgage this July but I'm assuming I need to get this resolved otherwise I'll be rejected for one. What can I do? Has anyone had a similar experience?
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Comments
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Check with TransUnion if they have received it. If not, complain to the water company that they haven't updated TransUnion
If they have, check it's been updated on the actual/live report not just the free ones, if not complain to TransUnionSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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how did you get them to remove the default, wow thats really positive0
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