Free Olympus C370 Digital Camera (When You Buy 1 Months Life Insurance Cover)

mew

Virgin Life Cover are giving away a Free Olympus C370 Digital Camera when you take out a life policy of over £15 per month.

The camera will be sent after the first premium is collected and they isn't anything saying that you have continue the cover after the first month.

Virgin Life Cover & Free Camera

Camera Specification
3.2 million pixels
3x optical zoom
Super macro mode
Movie recording function
New easy-to-use menu concept and button layout
PictBridge compatible Easy operation with excellent results: that's what you get with the C-370 ZOOM. Bring pictures to life with 3.2 million pixels and 3x optical zoom performance. Extra features like movie recording and super macro shooting are sure to increase your shooting pleasure. Plus the camera’s compact size, the new menu (GUI) concept and the layout of the buttons make the camera extremely easy-to-use

Policy T&C
This offer is not to be used in conjunction with any other offers from Virgin Money.
Customers who qualify for Virgin Life Cover or Virgin Mortgage Protection between 1st May 2005 and 31st July 2005 and are accepted for cover by Virgin Money Life Ltd, will receive a digital camera after their first premium is collected.
Offer only available on monthly premiums of £15 or greater, or on annual premiums of £180 or greater.
Offer available to the addressee of this mailing only.
Available to UK residents aged 18 or over.
Only one digital camera per household
Please allow 28 days after your premium has been collected for the delivery of the digital camera.
The promoter is Virgin Money Personal Financial Service Ltd.
Virgin Money will not be liable for non-delivery due to circumstances beyond our control including (but not limited to) adverse weather conditions and failure of the recipient to take delivery.
To make sure that your digital camera is delivered to your satisfaction, we will need to pass your name and address details to the organisation that will be dispatching the digital camera on behalf of Virgin Money.
No responsibility will be accepted for lost or delayed applications.
Where a digital camera is not available, an alternative incentive of equal or greater value will be offered.
Virgin Money Personal Financial Service Ltd, Registered office Discovery House, Whiting Road, Norwich, NR4 6EJ. Registered in England no. 3072766.

(Cheers to Slewts on DVD Forums for original find.)

p3gg

Anyone know how easy these policies are to cancel after one month?

Moderator, consider cross-posting to the insurance board for sound advice???

ben500

Offer available to the addressee of this mailing only.

Taken from the above t&c's !

Beware you could end up with life cover you don't want and still not get your camera if they apply this section of their terms and conditions!

redfox

moving to the Insurance Board as this is not a Grabbit

brm_2

See second to last line of T&C's.
Do you really want a voucher for a Virgin flight to somewhere you don't want to go! if a digital is not available!

dunstonh

Virgin run this promotion virtually all the time. In the main T&Cs from past checks they do say that they can ask for the camera back if you cancel in the first 12 months.

Also, its not one months premium. You pay for life assurance in advance. So cover goes on risk and payment is due, One month later next one is due. The delivery of 28 days after first premium is due means you are almost certainly going to pay 2 premiums.

brm_2

dunstonh wrote:

Virgin run this promotion virtually all the time. In the main T&Cs from past checks they do say that they can ask for the camera back if you cancel in the first 12 months.

Also, its not one months premium. You pay for life assurance in advance. So cover goes on risk and payment is due, One month later next one is due. The delivery of 28 days after first premium is due means you are almost certainly going to pay 2 premiums.

Did not see this in the T&C's posted!
What if the camera's 'wasted'!!

dunstonh

Im not going to run through the t&c again as it was hidden away somewhere. However, it is shown on one of the past threads that discuss this offer.