In use VM offer New offer.

Dandytf

Good to see VM offers continue, Latest 0% from 31st May'24-April 25.
Balance t/fer/Money t/fer 4% Fee.
Not much time to decide if I'm going to Add to existing 0% balance with latest offer.
1.8k limit is useful, not amazing, only Kitchen Dimplex to purchase.
Considering using Savings to clear VM, though could mean Higher balance until 2025.

eskbanker

Did you forget to add the question, or did you feel that the above was going to be useful or interesting to someone?

There are other boards available for those who simply want to share tales of how they're managing/increasing/ignoring their debts, such as:

https://forums.moneysavingexpert.com/categories/debt-free-diaries

Nasqueron

Why not pay off debt instead of adding to it?

If you need to use yet another transfer to fund more desirable, but unnecessary stuff, you can't afford it 

Dandytf

Nasqueron said:

Why not pay off debt instead of adding to it?

If you need to use yet another transfer to fund more desirable, but unnecessary stuff, you can't afford it 

I could though if I did then temptation would be to 'Increase' new t/fer to 'Cleared' Limit.
Which t.b.h. is tempting, though happy to continue towards repaying Bedroom Heater.

Nasqueron

Dandytf said:

Nasqueron said:

Why not pay off debt instead of adding to it?

If you need to use yet another transfer to fund more desirable, but unnecessary stuff, you can't afford it 

I could though if I did then temptation would be to 'Increase' new t/fer to 'Cleared' Limit.
Which t.b.h. is tempting, though happy to continue towards repaying Bedroom Heater.

If you can't resist temptation on spending, have your cards frozen and pay them off