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New roof, cash in hand?

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  • Aylesbury_Duck
    Aylesbury_Duck Posts: 15,693 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    TELLIT01 said:
    Requesting payment is cash doesn't automatically mean a person is dishonest.  I do accept that requesting £5k in cash does look iffy.
    You know that, I know that, but it was OP’s immediate assumption so hence my advice to look elsewhere.  No point starting a relationship on that footing, especially for something that could foreseeably require some snagging/aftercare.  I wouldn’t want to be the trader in that position (under suspicion), let alone the customer.
  • MattMattMattUK
    MattMattMattUK Posts: 11,193 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    TELLIT01 said:
    Requesting payment is cash doesn't automatically mean a person is dishonest.  I do accept that requesting £5k in cash does look iffy.
    It does not automatically mean the person is dishonest, but i would say it is a fairly good indicator that someone is attempting tax evasion and that is not something any decent person should want to help facilitate. 
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    How big is this roof? £5k seems extremely cheap for a complete removal, replacement, scaffolding, skip hire etc.. Do you have a written and detailed quote, or is he going to hit you with extras?
    No free lunch, and no free laptop ;)
  • MouldyOldDough
    MouldyOldDough Posts: 2,687 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 9 April 2024 at 3:41PM
    We are booked in to have a new roof with a roofer that recently did a new roof for our neighbour and did a good job.  We had a few quotes and the prices were all about the same with the same guarantees so we decided to go with the one that did our neighbours roof.
    After waiting months due to bad weather etc ( which he kept us informed of), he came today to say the scaffolding will go up next week and a few days later they will start and said we dont pay him anything until after the roof is finished which is great, but here is the big ‘ BUT ‘… he has told my husband he wants paying in cash.  My husband asked how this affects our guarantee but he says it wont.  He is obviously doing this to fiddle the tax man, but how will this affect us?  Im really worried about this as its over £5000 😢😢😢😢

    How is the scaffolding being paid for ?
    Our roof has been quoted at £4900 + £1850 for scaffolding - both liable to VAT !!


    If I was half as smart as I think I am - I'd be twice as smart as I REALLY am.
  • MeteredOut
    MeteredOut Posts: 3,059 Forumite
    1,000 Posts Second Anniversary Name Dropper
    When he said he wants paying in cash, does he mean cash, or does he just mean not debit/credit card? I've had that in the past and what they actually meant was by bank transfer, not by card (which incurs charges).
  • BillyT57
    BillyT57 Posts: 19 Forumite
    Third Anniversary 10 Posts
    For £500 is he doing the roof to the latest standard as I seem to recall replacing over a certain percentage needs insulation upgrade and checking?
  • Aylesbury_Duck
    Aylesbury_Duck Posts: 15,693 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    BillyT57 said:
    For £500 is he doing the roof to the latest standard as I seem to recall replacing over a certain percentage needs insulation upgrade and checking?
    It's £5,000, not £500.  No idea if £5,000 is viable for what you suggest.
  • Al_Ross
    Al_Ross Posts: 974 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker

    I'm curious, what type of new roof and how big?

    You getting very little for £5000 from a builder these days!

  • MouldyOldDough
    MouldyOldDough Posts: 2,687 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 12 April 2024 at 8:56AM
    Al_Ross said:

    I'm curious, what type of new roof and how big?

    You getting very little for £5000 from a builder these days!


    Yes, what size ?
    Is the roof a 2 faced terrace roof or is it a 3 faced semi - type ?
    Our is 3 faces and they are looking for a similar amount - just the scaffolding is expensive....
    Also - probably most important - is he registered as a roofer or is he just a bog standard builder ?
    He needs to be member of a roofing association such as NFRC or similar

    If I was half as smart as I think I am - I'd be twice as smart as I REALLY am.
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