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RAC wouldn't attend breakdown
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If this is RAC’s response to a policy holder being stranded with an incapacitated car, through no fault of their own, I would question why have the cover in the first place. Been a member for decades. Will be looking at Ts and Cs very closely in future.1
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Susan82 said:I'm not entirely sure how far you can push "mechanical failure". They don't give a definitive definition, instead they give some examples (the engine not starting or electrical failure). I would consider anything that breaks on the vehicle which stops it from moving to be a mechanical failure (as the whole vehicle is a 'machine'), personally...0
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The fact that your insurer recovered your car rather backs up the RAC’s position that this was accidental damage not a breakdown.0
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