April
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Amazing April's No-Spend Days Challenge!
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NSD for me today, number 11, after staying the night with a friend, should be okay for an NSD tomorrow then a birthday card on Monday...:)1
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Was doing so well this week and then Wednesday had to renew provisional licence, and yesterday I fell into M&S food en route home for a 'Friday treat'
So an NSD for Thursday 11th April for me, and one for today Saturday 13th. Think that takes me to 8. Thanks so much @cathybird1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
This garden sounds amazing!leftatthetrafficlights said:Definitely not an NSD for me! 😳 I've ordered lots of plants for my ponds and things for my meditation garden - worth losing a NSD for 😉
Will you be offering guided tours, or at least post a few pictures?
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It was a mistake to count grocery spends in this challenge with two adult sons home from Uni lol! Still, I'm claiming another today, and after a shop en route back to Uni for DS1 tomorrow (DS2 went back last week), I should be able to rack up a few more for the latter part of the month, though doubt I'll reach my target again this month. It's lovely to have them home, but I forgot just how much they eat!#21 Save £12k in 2025 £12577.35/£20000
July NSD Challenge 0/102 -
another one today. Up to 5/15 nowMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
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Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 753
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
An unexpected day 9.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 3/15Balancinglifebeanielou 11/19
blubella 6/12
Caeraugirl 6/20
cathybird 10/15
CouldsavemoreCrazycatlady2 10/18
Doris17 7/18
Flying By 3/17FrugalAspirations 10GeorgianaCavendishGeriatricmumHoneysucklelou2 2/10
HotDog2020 7/14
ilovetea 11/20
KajiKita 11/18
keggie 5/15
laura lau 6/18
leftatthetrafficlights 10/24
LemonadeBudget 8/10
LittleMissDetermined 9/17
madlyn 10Makingabobor2 5/15
Money Choices 1/10Mrs Cautious 11/18
Nervous1234 7/22
Rupacomp 5/15
SecondStar 11/20
short bird 9/15
Tianfeng2022 2/10
Worlds Worst Superhero 10/25
Newcomers welcome! 0 -
Hi 7/14 please @cathybird Thank you - I hope you are enjoying your weekend?1
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NSD today - had a big spend on cat litter and kitten food but am counting that as groceries. Didn’t go anywhere or do anything else to spend today 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 39 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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