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Good idea to have Direct Debits on Bank account to boost credit rating and if so how many?

money08 · 2024-03-29 08:39:09

Hello, It seems its a good idea to have Direct Debits on Bank account to boost credit rating and if so how many? What about charity donations via DD etc? I have about 3 now as I want to delete my rent one and pay via 0% CC. I also deleted my 3 previous charity DDs. I hear tell they reckon 6 is a good figure to ensure no…

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eskbanker Posts: 37,015 Forumite

29 March 2024 at 4:47PM

money08 said:

I wont bother doing any more credit file checks after the failed checkmyfile one because usually if you poke around too much you end up with your head above the parapet.

That's another misconception - nobody's going to force you to look at your credit files (via the free access routes above) but there aren't any adverse consequences if doing so!

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