Cash Isa Help

Notfarfromtheborder

Hi

Both my wife and I have 1year cash isa's maturing on 1-4-24, circa £50K in each. I would like to transfer this straight away to another provider who offers a good interest rate. Current providers follow on rate is poor

Needs to be easy access, allows transfers in and be flexible.

I've found one but I need to open with at least £1, this I believe I can not do until 6-4-24 due to already using £20K each this tax year.

Does anyone know of an account that can be opened now with no opening balance this tax year allowing for speedy transfer from current provider or do we just have to wait for 6th April and take the lost interest on the chin?

Thanks

edit, posted on wrong board, trying to delete

Rodders53

You request a new provider to transfer the maturing fund into an ISA on the date it matures... or immediately if you agree to taking any penalty hits

You do not need to add any extra or real cash when making that ISA opening/transfer in request.