SSP for SIPP salary cap?

aroominyork

A quickie, I think. When calculating salary cap for SIPP contributions, does statutory sick pay count as salary income?

kaMelo

Sick pay, be it contractual or SSP, if it's paid by an employer is income.

FIREmenow

Can I ask a related question please? 

When on sick pay from an employer, do pension contributions go out at the same % rate on the full total as if they were being paid salary?

And in the case of salary sacrifice pension and sick pay is it treated any differently? Or is sick pay an earned pay totaled together when checking if an employee is still above minimum wage?

So, if someone was on sick pay for an entire pay period, would the pension deductions look exactly the same as a working salaried pay period?

Thanks

masonic

FIREmenow said:

Can I ask a related question please?
When on sick pay from an employer, do pension contributions go out at the same % rate on the full total as if they were being paid salary?
And in the case of salary sacrifice pension and sick pay is it treated any differently? Or is sick pay an earned pay totaled together when checking if an employee is still above minimum wage?
So, if someone was on sick pay for an entire pay period, would the pension deductions look exactly the same as a working salaried pay period?

The legal minimums are based on actual pay. It would be a matter for the employer as to whether they'd contribute more. I'd think most employers would not pay pension contributions on your full contractual salary if their sick pay policy did not cover your full salary as well. The same would likely apply to those working part time or taking unpaid leave, but your contract of employment or company handbook might have further details.