We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Zopa - likely credit limit?

Zopa have a 6 month 0% (fee free) deal at the moment. Anyone used them? If so, what were they like in terms of credit limit?

I'm getting £5k-plus limits on other cards I sign up for - which would be worth me doing with Zopa - but I know some providers aiming at people with poor credit histories tend to offer low limits...

Comments

  • Nasqueron
    Nasqueron Posts: 10,049 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    What anyone else got is irrelevant, to be blunt, it won't have any bearing on what you get

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • cymruchris
    cymruchris Posts: 5,541 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    You'll get offered what they want to give you based on your current circumstances and their view of your credit history. Some people have had a few hundred pounds limit others have had many thousands.
  • letsbetfair
    letsbetfair Posts: 961 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Thanks. Good to hear it's not everyone getting just a couple of hundred. I'll give it a shot
Meet your Ambassadors

Categories

  • All Categories
  • 347.7K Banking & Borrowing
  • 251.9K Reduce Debt & Boost Income
  • 452.1K Spending & Discounts
  • 240K Work, Benefits & Business
  • 616.1K Mortgages, Homes & Bills
  • 175.3K Life & Family
  • 253.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.