Bankruptcy and my Credit report

Serendipity_1066

Hi so back in 2019 I filed for bankruptcy in Scotland. It was a mini bankruptcy meaning bankrupt for 6 months and lower bankruptcy fee taken. 

Now I know it will be on my record for 6 years but I have a query about markings on my credit score. So most companies have closed the accounts and marked it as current balance £0 but marked as in default showing the original outstanding balance but active debt as £0. This I understood from filing, however 2-3 companies have my accounts as active and have marked the accounts as default. They show original amounts which were owed but also mark them as current active debt as if the debt is currently owing. 

I noticed this as my score recently dropped for no apparent reason but a mark shows me utilising something like 127% of my credit being used. Not true as any current credit phone etc etc are always paid off or are well below credit limit. The 127% relates to the companies which were included in my bankruptcy but not closed and still show a current amount outstanding. Is this right should the current amount outstanding have been set to £0 like all the other companies did. I realise they will be on my record for 6 years but I understood the debts would be written off like the other companies did. Any help would be appreciated. As all sites seem to show different info

sourcrates

All accounts should show a default date no later than the date of your bankruptcy.

The credit file will be cleared of such information 6 years after the date of default.

Ignore the score, its not real, also ignore the utilisation stats the CRA throw at you, they use such things as marketing toys.