We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Nat/RBS/Ulster switch porting mortgage
Options

dave18
Posts: 32 Forumite

Hi everyone,
Feeling upset and annoyed with myself for not checking before doing the Chase to RBS group switch.
Both my wife and I took advantage of all 3 rbs group offers earlier this month but plan to port our mortgage in the summer, with Santander. No overdraft facility was applied for.
Stupidly thought no credit check was involved with porting 🫤 Will this be grounds for declining us porting the mortgage? Good credit history with no credit applications for about a year and low credit card balances.
Feeling upset and annoyed with myself for not checking before doing the Chase to RBS group switch.
Both my wife and I took advantage of all 3 rbs group offers earlier this month but plan to port our mortgage in the summer, with Santander. No overdraft facility was applied for.
Stupidly thought no credit check was involved with porting 🫤 Will this be grounds for declining us porting the mortgage? Good credit history with no credit applications for about a year and low credit card balances.
0
Comments
-
Extremely unlikely0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards