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Nat/RBS/Ulster switch porting mortgage

dave18
Posts: 34 Forumite

Hi everyone,
Feeling upset and annoyed with myself for not checking before doing the Chase to RBS group switch.
Both my wife and I took advantage of all 3 rbs group offers earlier this month but plan to port our mortgage in the summer, with Santander. No overdraft facility was applied for.
Stupidly thought no credit check was involved with porting 🫤 Will this be grounds for declining us porting the mortgage? Good credit history with no credit applications for about a year and low credit card balances.
Feeling upset and annoyed with myself for not checking before doing the Chase to RBS group switch.
Both my wife and I took advantage of all 3 rbs group offers earlier this month but plan to port our mortgage in the summer, with Santander. No overdraft facility was applied for.
Stupidly thought no credit check was involved with porting 🫤 Will this be grounds for declining us porting the mortgage? Good credit history with no credit applications for about a year and low credit card balances.
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