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Insurance write off

djr2031
djr2031 Posts: 31 Forumite
Seventh Anniversary 10 Posts
When a car is an insurance write off at what point is the written off car (written off due to repair cost collected).  Insurance company wants to  collect car even though no intermin payment made or settlement sum agreed. 

Comments

  • Bigphil1474
    Bigphil1474 Posts: 3,908 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    OP, last time I had a car written off ,it was collected by the insurers at the time of the accident. The car was a write off in anyone's book though. 

    If you want to keep the car minus the scrappage value and repair it yourself (for less than they think it will cost), then you can, just let the insurers know that's what you want to do. I would have thought they'd have to assess the car before writing it off though.
  • Arunmor
    Arunmor Posts: 746 Forumite
    500 Posts Second Anniversary Name Dropper
    If you are thinking of doing what Bigpil suggests, don't let the car out of your sight.  Getting it back will be a lot of hassle and probably expensive.
  • facade
    facade Posts: 7,961 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Arunmor said:
    If you are thinking of doing what Bigpil suggests, don't let the car out of your sight.  Getting it back will be a lot of hassle and probably expensive.

    If you let them take it to Copart for "assessment" you won't see it again....
    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    djr2031 said:
    When a car is an insurance write off at what point is the written off car (written off due to repair cost collected).  Insurance company wants to  collect car even though no intermin payment made or settlement sum agreed. 
    Are you wanting to retain it? If not then why slow the claim fighting over the collection?
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