We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Insurance write off

djr2031
djr2031 Posts: 27 Forumite
Sixth Anniversary 10 Posts
When a car is an insurance write off at what point is the written off car (written off due to repair cost collected).  Insurance company wants to  collect car even though no intermin payment made or settlement sum agreed. 

Comments

  • Bigphil1474
    Bigphil1474 Posts: 2,927 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    OP, last time I had a car written off ,it was collected by the insurers at the time of the accident. The car was a write off in anyone's book though. 

    If you want to keep the car minus the scrappage value and repair it yourself (for less than they think it will cost), then you can, just let the insurers know that's what you want to do. I would have thought they'd have to assess the car before writing it off though.
  • Arunmor
    Arunmor Posts: 380 Forumite
    100 Posts First Anniversary Name Dropper
    If you are thinking of doing what Bigpil suggests, don't let the car out of your sight.  Getting it back will be a lot of hassle and probably expensive.
  • facade
    facade Posts: 7,298 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Arunmor said:
    If you are thinking of doing what Bigpil suggests, don't let the car out of your sight.  Getting it back will be a lot of hassle and probably expensive.

    If you let them take it to Copart for "assessment" you won't see it again....
    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • DullGreyGuy
    DullGreyGuy Posts: 14,794 Forumite
    10,000 Posts Second Anniversary Name Dropper
    djr2031 said:
    When a car is an insurance write off at what point is the written off car (written off due to repair cost collected).  Insurance company wants to  collect car even though no intermin payment made or settlement sum agreed. 
    Are you wanting to retain it? If not then why slow the claim fighting over the collection?
Meet your Ambassadors

Categories

  • All Categories
  • 347.2K Banking & Borrowing
  • 251.6K Reduce Debt & Boost Income
  • 451.8K Spending & Discounts
  • 239.5K Work, Benefits & Business
  • 615.3K Mortgages, Homes & Bills
  • 175.1K Life & Family
  • 252.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.