Warning: This post contains waspish humour - WASPI & NI contributions for New State Pension?

stripeysteward

I'm confused with life generally but this has me stumped.

So... I have paid 46 years NI contributions but according to the .gov website I still owe for the last 4 years, 1 of which I already paid the shortfall, because according to them I resigned at 60 in 2019, mostly because I'm sure I wouldn't have lasted another 6 years until pension age (WASPI ), but mainly to avoid dismissal from my employer (closely related to the PO, think Horizon) of 40 years after a poor sick record due to two broken feet (at different times during the same year - honestly I'm so clumsy). I thought I timed this well as I had 6 months off and then would look for another job, then Covid 19 happened ( I know I had it before the government fessed up to what it was)! I didn't sign on because no one was working during lockdown therefore living off the remains of my workplace pension lump sum. Apparently this isn't allowed and I have to pay NI for the lockdown period I wasn't working during ? 

I'm due to receive the New State Pension in November and wonder if I should pay the NI or wait in van for the unicorn that will inevitably be a minimal WASPI settlement (born in 1958), which might negate the need to pay NI - what a conundrum!

Advice please on the back off bees wings

Dazed_and_C0nfused

You might find you get more useful responses if you provide the details of how much State Pension you have accrued so far and which post 2016 years are available to you to purchase.

Just because four years are available doesn't mean you have to buy them.  Or even that it is beneficial to do so.

I have to pay NI for the lockdown period I wasn't working during ? 

That definitely isn't true.

xylophone

What exactly does your state pension forecast show as "estimate to 5/4/23"?

How many qualifying years did you have at 5/4/16?

And from 6/4/16?

Does your state pension forecast show a Contracted Out Pension Equivalent?