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Best UK Euro Account

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  • Emily_Joy
    Emily_Joy Posts: 1,491 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    friolento said:
    I second HSBC, the Euro currency account is free and you can send/receive SEPA payments and you can spend it with Global Money debit card if needed. The Global Money account can't receive payments. 

    You can also pay in € cash in branches to your currency account fee free. 

    I got charged £38 for receiving a medium 3-figure EURO amount, sent from a SEPA country, into my HSBC Currency Account. Upon my complaint, they refunded it on a goodwill basis so I am not out of pocket but I will never ever again use the Currency or the Global Money account and have now closed both. I am fortunate in that I have a Starling Euro account, with which I have not had any problems in several years. My alternative is Wise, which also works flawlessly but they aren't a bank so I don't use them much
    I was not charged for receiving a 5-figure sum from (my own account) in Germany into HSBC euro account. 
  • friolento said:
    I second HSBC, the Euro currency account is free and you can send/receive SEPA payments and you can spend it with Global Money debit card if needed. The Global Money account can't receive payments. 

    You can also pay in € cash in branches to your currency account fee free. 

    I got charged £38 for receiving a medium 3-figure EURO amount, sent from a SEPA country, into my HSBC Currency Account. Upon my complaint, they refunded it on a goodwill basis so I am not out of pocket but I will never ever again use the Currency or the Global Money account and have now closed both. I am fortunate in that I have a Starling Euro account, with which I have not had any problems in several years. My alternative is Wise, which also works flawlessly but they aren't a bank so I don't use them much
    I'm in the same situation (got charged 31.50 Euros) for an incoming transfer in HSBC Euro currency account from a UK City Euro account. I'm reading completely conflicting experiences in the matter and can't figure out who to blame, HSBC or the sender. You got charged whereas in the just above post a 5-figure incoming Euro transfer was not charged by HSBC.
    This is very confusing.
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