Overpaying or not?

pieroabcd

Albermarle said:

pieroabcd said:

All savings account that I've seen give some decent interest only on the first 5k, or did I miss something?
Also, most of them only if you freeze the money for N years.

I would overpay ASAP. There's nothing like a life without debts.

Good that the end of the fixed term is near, but in general in many cases overpaying you pay less even if there's a charge 

Not sure where you got these ( wrong ) ideas from.

Normal savings account pay the interest on everything you have in there, not just the first £5K.

You can have easy access accounts, with immediate availability but a potentially variable interest rate. Or a fixed rate where the money is tied up . The choice is yours.

Compare The Best Savings Accounts UK | Rates from 7.00% (moneyfactscompare.co.uk)

I'm looking at https://moneyfactscompare.co.uk/savings-accounts/regular-savings-accounts/
All of them have a very small  max monthly of yearly amount that you can deposit.

https://moneyfactscompare.co.uk/savings-accounts/easy-access-savings-accounts/ is very different, but I've never heard of any of those names. Is it what you have in mind?