House insurance renewal declined

Cateya23

We moved mid year to a new home in Norfolk from Surrey. 

House is pretty standard pitched room, brick built. In village location.

Bradford and bingley have declined to renew our buildings or contents with nil guide as to why even when pushed bar they can’t get a quote for us and it being ‘something to do with underwriters.’

Can anyone shed any light on this?

my credit score is ‘excellent’ 
i have no convictions nor does my partner 
I’ve never claimed in house insurance or any other insurance 
We live in a fairly middle class rural area
house is normal construction 
Survey last year showed no concerns re flood or subsidence 
work wise we do nothing extraordinary 

The only thing I wonder is that my partner had an extensive vinyl collection so contents wise insurance is higher

they did reiterate it would not go down as a refuse but instead that I’d choosen to decline their renewal but worried about applying for something else now without guidance 

Any thoughts appreciated:-)

DullGreyGuy

Bradford & Bingely are just a rebrand of Budget Insurance who are an insurance broker. Have you asked them if they have rebroked the business and therefore if it's just one insurer thats not happy to quote or if their whole panel has refused?

Do quotes on Confused.com etc come back favourably or not getting any quotes from there either?

Cateya23

The said the whole panel had refused 
they signposted me to another insurer in their group

Cateya23

I have not dared do another search yet will do now and see

DullGreyGuy

Cateya23 said:

I have not dared do another search yet will do now and see

It's one broker under a white label. Doing searches is not like credit cards where it's a negative mark etc. Get yourself to an aggregator like confused.com and get quotes. 

Dont know BISL's single article limit but the aggregators tend to use fairly low things like £1,000 so you need to catalogue anything you own that to buy brand new today would cost more than that before doing the quote.