📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

PCP terms & conditions -the legal stuuf

Options
On a 36 month PCP the end day of the lease coinsides with the end of manufactures warranty and is the day the car is due a service ( 18000 or 12 months which ever is the soonest) the T& Cs say the car should be returned without dashboard lights deplayed. Am I legally bound to have the car serviced for a 3rd time immediately before I hand it back as the advisory light will be displaying the car needs a service?
 Assumimg I sign up or the new car at 12noon on the 1/9/24 when does the 3 year cotract end 12midnight on 31/8/27, 12 noon or 12 midnight on the 1/9/27. When does the Manufacturers warranty run out and am I obliged to have the car MOT'd too? 
What happens re the above if I return the car early by a few days (away on holiday on date of return/ end of contract)?
I ask these questions, all other things being equal regarding the contract & car condition,  as the dashboard display & MOT are for the future but under fair wear & tear guidance its unclear. This would entail several hundred pounds of costs for no benefit to me.

I have spoken with the finance provider - Santander who referred me to the BVR&LA who suggested I asked citizens advice !!!!! So no help  at all.

Can anybody help please

Enty53!



Comments

  • BoGoF
    BoGoF Posts: 7,098 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Normally any agreement will stipulate that it must be serviced in accordance with manufacturers handbook and normally the clock starts ticking on the 12, 24 and 36 months from date of registration not when you purchase it so you may find the 3rd service is due before the end of your 36 month deal depending on when it was registered.

    I have given cars back early for this very reason with no issue but make sure you start with registration date.
  • daveyjp
    daveyjp Posts: 13,561 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hand it back without doing the service.  It will go to a holding centre or auction anyway and will be serviced once it is sold on.
  • born_again
    born_again Posts: 20,501 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Enty53 said:
    On a 36 month PCP the end day of the lease coinsides with the end of manufactures warranty and is the day the car is due a service ( 18000 or 12 months which ever is the soonest) the T& Cs say the car should be returned without dashboard lights deplayed. Am I legally bound to have the car serviced for a 3rd time immediately before I hand it back as the advisory light will be displaying the car needs a service?
     Assumimg I sign up or the new car at 12noon on the 1/9/24 when does the 3 year cotract end 12midnight on 31/8/27, 12 noon or 12 midnight on the 1/9/27. When does the Manufacturers warranty run out and am I obliged to have the car MOT'd too? 
    What happens re the above if I return the car early by a few days (away on holiday on date of return/ end of contract)?
    I ask these questions, all other things being equal regarding the contract & car condition,  as the dashboard display & MOT are for the future but under fair wear & tear guidance its unclear. This would entail several hundred pounds of costs for no benefit to me.

    I have spoken with the finance provider - Santander who referred me to the BVR&LA who suggested I asked citizens advice !!!!! So no help  at all.

    Can anybody help please

    Enty53!



    PCP & Lease are 2 totally different forms of car ownership, so just which is it?

    PCP you have the balloon payment & option to buy, Lease you simply hand car back.


    In terms of service. I would get it done, to avoid being charged for it.
    Life in the slow lane
  • Thanks for the advice guys they will help me out when the car goes back. Enty53!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.