Cifas data subject access request

Are there any negative implications that could result from making a Cifas data subject access request (DSAR)?

I had an account closed by Santander last year for no reason that I could think of and I'm just curious to know if I might be on the Cifas database. I don't want to do this if there could be some downside that might adversely affect me later.

Comments

  • eskbanker
    eskbanker Posts: 36,740 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No adverse effect, it's a legal right that we all have with any type of organisation processing personal data.

    If you had an account closed last year but haven't noticed any impact on other accounts then it's unlikely that there'll be anything reported to CIFAS, as this would typically trigger other banks to follow suit, but it's your prerogative to request the info....
  • Erebos
    Erebos Posts: 4 Newbie
    First Post
    Wondering if it’s possible, or do I have a right to request the data retrieved from a successful Subject Access Request ( SAR) in .csv or . SQL format?

    this of course will enable easy porting into a relational database for interrogation 

    SAR could be to any institution 
  • eskbanker
    eskbanker Posts: 36,740 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Erebos said:
    Wondering if it’s possible, or do I have a right to request the data retrieved from a successful Subject Access Request ( SAR) in .csv or . SQL format?

    this of course will enable easy porting into a relational database for interrogation 

    SAR could be to any institution 
    Now asked, and answered, in separate thread:

    https://forums.moneysavingexpert.com/discussion/6528806/subject-access-request-data-format
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