Solid brick walls- is it an issue?

CANARY1996

I have an offer accepted on a beautiful 1900 Victorian end terrace. 2 bedrooms. EPC E (2 points of D).

It has solid brick walls. But it is the 9 inch double brick. Not single shell.

My question is will I be able to get a mortgage for this easily and will I be able to sell it whenever I decide too? Or are solid brick walls too risky?

user1977

Completely standard for 1900 houses I would have thought? You don't get many cavity walls until later, and obviously older properties aren't unmortgageable.

secla

yes its not a problem with mortgage providers in my experience, current house is 1920s with solid walls and mortgage through a high street lender

[Deleted User]

How about for warmth though? Having lived in a poorly insulated house, it was both very expensive to heat and still cold even with the central heating on all day.

amanda1024

As long as the radiators are big enough, a standard gas boiler shouldn’t have an issue heating the space (particularly with loft insulation and double-glazing)

FreeBear

amanda1024 said:

As long as the radiators are big enough, a standard gas boiler shouldn’t have an issue heating the space (particularly with loft insulation and double-glazing)

Old properties tend to be draughty - Mine certainly was, and the old boiler could never seem to heat the place particularly well. Plugging the draughts made a huge difference (as did replacing all the windows).

RHemmings

[Deleted User] said:

How about for warmth though? Having lived in a poorly insulated house, it was both very expensive to heat and still cold even with the central heating on all day.

This was my experience too. 

HouseMartin567

My house is solid walls. No issue getting it mortgaged but it is cold and does take quite a bit to heat. If you love the house I wouldn’t have it as a deal breaker, although one of my criteria for my next house is cavity walls!

Dustyevsky

Experience and cost to heat also depends on where in the country you live; whether it's South West near-Coastal, sheltered and sunny, or East in Scotland with an exposed position.

Albermarle

Dustyevsky said:

Experience and cost to heat also depends on where in the country you live; whether it's South West near-Coastal, sheltered and sunny, or East in Scotland with an exposed position.

Also if it is detached, the poorer insulating properties of a solid wall will be more noticeable.
On the other side if it is a terraced house, maybe with a more modern rear extension and good insulation in the roof, then the heat loss will be a lot less.
Also as already said the draughtiness of older houses can be more of an issue than the solid walls in keeping the house warm. 

ProDave

It will be an expensive house to heat, only really viable with a gas boiler, and expensive / difficult / impossible to properly insulate it to upgrade it.

Not a problem at the moment, but think ahead a little bit.  What happens when the gas boiler breaks and needs replacing in say 10 years and you can't buy a new gas boiler and the property is not suitable as it is for a heat pump?

IMHO older houses like this should be cheaper to reflect these real issues.  Your choice if you are happy buying something that looks nice but might be a money pit compared to buying something more modern that will be cheaper to run and need less upgrading.