Monument Easy Access 5.11%

j_netprofit

How come this Ulster Bank Easy Saver isn’t in the accounts thread/top savings account on the MSE website? Am I missing something?

5.2% on balances over £5k

https://www.ulsterbank.co.uk/savings/easy-access-account.html

Bridlington1

jay_ftw said:

How come this Ulster Bank Easy Saver isn’t in the accounts thread/top savings account on the MSE website? Am I missing something?

5.2% on balances over £5k

https://www.ulsterbank.co.uk/savings/easy-access-account.html

I suspect it's because it requires you to have an Ulster bank current account to open it. Personally I never bother to check the MSE website's top savings account tables these days as they tend to miss out some of the top rates. It does however appear on @soulsaver's top EA accounts list as well as on moneyfacts (click rate order and it should be at the top of the list) which are more complete lists.

I'll prewarn you though the current account application takes a while (nothing difficult I've found, just takes a few weeks and is a bit old fashioned) but once you've got access to online banking it's very quick to open the EA account and is one of the easier ones to manage I've found.

j_netprofit

Can't find exactly when interest is paid with the Monument EA? All I'm finding is 'monthly'...?

PloughmansLunch

jay_ftw said:

Can't find exactly when interest is paid with the Monument EA? All I'm finding is 'monthly'...?

1st of the month (on page 2 of the T&C PDF you linked to)

allegro120

Bridlington1 said:

jay_ftw said:

How come this Ulster Bank Easy Saver isn’t in the accounts thread/top savings account on the MSE website? Am I missing something?

5.2% on balances over £5k

https://www.ulsterbank.co.uk/savings/easy-access-account.html

I suspect it's because it requires you to have an Ulster bank current account to open it. Personally I never bother to check the MSE website's top savings account tables these days as they tend to miss out some of the top rates. It does however appear on @soulsaver's top EA accounts list as well as on moneyfacts (click rate order and it should be at the top of the list) which are more complete lists.

I'll prewarn you though the current account application takes a while (nothing difficult I've found, just takes a few weeks and is a bit old fashioned) but once you've got access to online banking it's very quick to open the EA account and is one of the easier ones to manage I've found.

I used to check MSE tables regularly for many years, but since discovered this forum I just check @Bridlington1 posts.  Thank you for your invaluable contribution! 

j_netprofit

PloughmansLunch said:

jay_ftw said:

Can't find exactly when interest is paid with the Monument EA? All I'm finding is 'monthly'...?

1st of the month (on page 2 of the T&C PDF you linked to)

            

j_netprofit

Rate change on the 19th to 5.01 AER% 🥴

Malchester

jay_ftw said:

Rate change on the 19th to 5.01 AER% 🥴

Thanks. Just had the email. I will be keeping it as I like the account, speedy withdrawals and deposits, and good customer service.

j_netprofit

Same I like it. I miss the daily pending interest shown with chip though, it's nice to see.