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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻

1172173175177178337

Comments

  • KajiKita
    KajiKita Posts: 9,089 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I hope you slept better than anticipated… 🤞

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 1 books of target 52 in 2026 as @ 1st January 
    Produce tracker: £8 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 9,089 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Fair dos! That is serious cafe life 😉 The important thing is you’ve caught it and there were exceptional circumstances happening to you! 

    Well, done on the being organised with parking permits and food for work 😊👏 I hope the headache eased after. 

    The LPG company seem to be disappearing up their own fundament! Good luck with sorting that one without too much hassle … 🤞

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 1 books of target 52 in 2026 as @ 1st January 
    Produce tracker: £8 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 97,541 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your break. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Thanks Beanie, we're having a lovely time 😊😊 Not been so relaxed for a while 😊😊

    Withdrew 81p from TCB yesterday 😂😂 Not going to go very far to covering the cost of the holiday😂


    That (unfortunatley) won't even get you an ice-cream on the prom-prom-prom, these days 🫤  Lovely to read you are having a relaxed time 🥰

    Greying X
    Grocery Spend January 2026 £19.67/£300
    Non-food spend January 2026 £0.85p/£80
    Bulk Fund 2026 Month 1/12 - £0/£120
  • KajiKita
    KajiKita Posts: 9,089 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 23 March 2025 at 6:35AM
    Good to hear you are getting a battery recharge. Much needed! 😊

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 1 books of target 52 in 2026 as @ 1st January 
    Produce tracker: £8 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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