Child benefit entitlement

Kirkmain

Is there a simple comprehensive calculator for what is included in the (now) £60-80,000 threshold for losing child benefit. If I pay pension before taxable pay calculated, is that included? How about charity donations including church tithe? Do I need to get a receipt from the charity? Or is it declared based entirely on an honour system and HMRC will just take your word for it?

TIA

borris78

The child benefit tax will be based on your taxable pay, essentially what you see on a P60. Pensions via salary sacrifice are deducted from taxable pay so yes that can be used. I don't know about charity donations. 

Bear in mind that if you've been paying this tax before, you don't see any benefit of this for a couple of year because most people who on PAYE are paying it in arrears. So, whilst the threshold changes in April,. the child benefit tax that you'll be paying this year will be based on the amount and threshold from a year or two ago.  

Dazed_and_C0nfused

Kirkmain said:

Is there a simple comprehensive calculator for what is included in the (now) £60-80,000 threshold for losing child benefit. If I pay pension before taxable pay calculated, is that included? How about charity donations including church tithe? Do I need to get a receipt from the charity? Or is it declared based entirely on an honour system and HMRC will just take your word for it?

TIA

You have to calculate your adjusted net income.

Which for most people is adding ALL taxable income, even that which is taxed at 0%, and deducting any relief at source pension contributions.

You cannot deduct net pay or salary sacrifice contributions.

YBR

Dazed_and_C0nfused said:

Kirkmain said:

Is there a simple comprehensive calculator for what is included in the (now) £60-80,000 threshold for losing child benefit. If I pay pension before taxable pay calculated, is that included? How about charity donations including church tithe? Do I need to get a receipt from the charity? Or is it declared based entirely on an honour system and HMRC will just take your word for it?

TIA

You have to calculate your adjusted net income.

Which for most people is adding ALL taxable income, even that which is taxed at 0%, and deducting any relief at source pension contributions.

You cannot deduct net pay or salary sacrifice contributions.

You can also deduct gift-aided charity donations and you need to be prepared to prove it  - I have been asked but it's not routine. A letter/email from the charity covered it IIRC, and they should have records of all the gift aid they claimed.