Barclaycard Platinum - problem with balance transfer

Nasqueron

Money_Conscious_Mummy said:

Thanks for everyone's comments - thought I'd give you a quick update:

I heard back from Barclaycard today that they reviewed my request to increase my credit limit and it has been declined.
With nothing to lose, I applied for a 0% on balance transfers for 23 months with Nat West and was accepted with a £5100 limit.

I will be requesting Barclaycard close my account.

I suppose it goes to show that there really is no logic to all of this!

Good luck to those who were in a similar situation to me!

Personally I would keep the BC unless you have a good selection of other cards - at the very least it's a good way to keep your credit history running and improving by spending a small amount every month and paying off in full

Nasqueron

Money_Conscious_Mummy said:

Thanks for everyone's comments - thought I'd give you a quick update:

I heard back from Barclaycard today that they reviewed my request to increase my credit limit and it has been declined.
With nothing to lose, I applied for a 0% on balance transfers for 23 months with Nat West and was accepted with a £5100 limit.

I will be requesting Barclaycard close my account.

I suppose it goes to show that there really is no logic to all of this!

Good luck to those who were in a similar situation to me!

Personally I would keep the BC unless you have a good selection of other cards - at the very least it's a good way to keep your credit history running and improving by spending a small amount every month and paying off in full