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Learn to drive at 17 to reduce later car insurance?

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Comments

  • daivid
    daivid Posts: 1,286 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It would be quite easy to run a few dummy quotes to see if having held a license longer helps. My hunch is yes, but at 20ish it would still be very expensive insurance. He may however end up living in a city and not buying a car for around 10 years as I did, I'm sure my premiums were lower having held a license 10 years than they would have been if I'd passed the day before.

    The main advantage I'd think though is in learning to drive as a teenager you get it out of the way. Even if you don’t drive for years you have the license and could brush up quite cheaply with a few lessons if you felt the need. People I know who didn’t learn early on as they had no need have found learning later much more daunting and in some cases put it off for many further years.
  • born_again
    born_again Posts: 24,687 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    Also handy should you need a extra driver, as you could add to your policy as a additional driver.
    Life in the slow lane
  • Arunmor
    Arunmor Posts: 896 Forumite
    500 Posts Second Anniversary Name Dropper
    My daughter's insurance will be coming up for renewal she passed at 17 and has had no penalties or accidents and her insurance has gone up every year.  I reckon passing your test at the earliest opportunity is best as the older they get the more life,, uni, jobs etc get in the way and make it more difficult.
  • LeafGreen
    LeafGreen Posts: 589 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    another thing is that if they want to hire a car at some point, I think having held the licence for > 1 year will help.
  • ro1892
    ro1892 Posts: 89 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    It definitely made it cheaper for me. I held my licence for over 2 years before buying a car and taking out insurance, and I remember it being cheaper than if I had just passed and had my licence for 0 years. Can't remember the exact amount but think it was around £700 compared to £1000. This was over 10 years ago though, so not sure if anything has changed in tbr meantime 
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