Cash switch bonus

davehb2k

I wanted to switch to Natwest and get the £200 switch bonus but it says you can't have had the switch bonus from them since January 2020. My previous account was with Natwest and i believe I did get the switch bonus, however I don't know if this was before or after Jan 2020. How would you check this?

WillPS

Check for emails from the time. Check credit records (if the account was opened at the time).

Probi

I would still give it a go, a number of people are reporting that they have been able to get the bonus, even when switching as soon as last year.

danny13579

If you're unsure about NatWest and are unable to check then I would go for RBS or Ulster instead. Have you applied to either of these before? If you got the NatWest bonus since 2020 then you're unlikely to get it again this year if you apply to NatWest.

davehb2k

danny13579 said:

If you're unsure about NatWest and are unable to check then I would go for RBS or Ulster instead. Have you applied to either of these before? If you got the NatWest bonus since 2020 then you're unlikely to get it again this year if you apply to NatWest.

they are all under the same group so the switch rule applies to all of them, eg if I've had cash from Natwest I still wouldn't be entitled to cash from RBS or Ulster 

danny13579

davehb2k said:

danny13579 said:

If you're unsure about NatWest and are unable to check then I would go for RBS or Ulster instead. Have you applied to either of these before? If you got the NatWest bonus since 2020 then you're unlikely to get it again this year if you apply to NatWest.

they are all under the same group so the switch rule applies to all of them, eg if I've had cash from Natwest I still wouldn't be entitled to cash from RBS or Ulster 

Technically yes, but in reality no. All 3 operate separately. Many have managed to get bonuses from all 3.

Nasqueron

davehb2k said:

danny13579 said:

If you're unsure about NatWest and are unable to check then I would go for RBS or Ulster instead. Have you applied to either of these before? If you got the NatWest bonus since 2020 then you're unlikely to get it again this year if you apply to NatWest.

they are all under the same group so the switch rule applies to all of them, eg if I've had cash from Natwest I still wouldn't be entitled to cash from RBS or Ulster 

I should find out tomorrow or Monday how well they enforce this - I switched to NatWest in December 19, payment Jan 20, switched to RBS this week, payment deposited

Archerychick

davehb2k said:

danny13579 said:

If you're unsure about NatWest and are unable to check then I would go for RBS or Ulster instead. Have you applied to either of these before? If you got the NatWest bonus since 2020 then you're unlikely to get it again this year if you apply to NatWest.

they are all under the same group so the switch rule applies to all of them, eg if I've had cash from Natwest I still wouldn't be entitled to cash from RBS or Ulster 

They are but there isn’t any cross checking being done, I have for example just received from all 3. So this option will work for you if you don’t qualify for NatWest