We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

NHS Maternity pay ?

Gantry77
Gantry77 Posts: 5 Forumite
Fifth Anniversary Combo Breaker
edited 11 March 2024 at 10:46AM in Benefits & tax credits

Hi all,

My wife works as a nurse in the NHS, Band 7.

We have one child who is currently at the Hospital staff nursery and this cost comes out of my wife’s salary Under Salary Sacrifice scheme.

We have a 2nd child due (fingers crosses).
From what I understand my wifes maternity pay would be based off her salary over an 8 week period. your average weekly earnings for the 8 weeks ending with the qualifying week, which is the 15th week before your expected week of childbirth.

My wife current works 76% of her full time hours.

So 2 questions.

  1. Should we pull out of Salary sacrifice 15th weeks before due date (which would increase her salary on her monthly statement).

    Also (not sure how practical this is BUT
  2. If my wife worked BANK shifts during this 8 week period, lets say she works an extra 24% of her hours would

She then be entitled to full maternity pay ?

I think these BANK shift are paid by a different employer(agency) so probably don’t count ?

Thanks


Comments

  • catmum09
    catmum09 Posts: 10 Forumite
    Second Anniversary First Post
    Hello,
    Not sure if this is helpful.

    1. The salary calculation is based on the gross figure, so if she earns £1000 and sacrifices £200, her full salary would be £800. If you can afford to pause the sacrifice for the 8 week period, it will make a difference in the end. 

    2. If she is working bank shifts for the same NHS trust, it will count toward the salary calculation.  

    My advice would be to maximise earnings during the qualifying period.
    Also, this pregnancy timeline from the RCN may be helpful  https://www.rcn.org.uk/-/media/royal-college-of-nursing/documents/rcn-direct-factsheet-documents/preg-and-maternity-timeline-aug-2021.pdf?la=en&hash=C955C5079F9B60666C13BE520E9A469C
  • chrisbur
    chrisbur Posts: 4,288 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Gantry77 said:


    1. Should we pull out of Salary sacrifice 15th weeks before due date (which would increase her salary on her monthly statement).



    You would need to do this earlier than 15th week.  The average is based on the earnings in 8 weeks before that.
    For monthly paid it would be the last payday before the end of the qualifying week and the one before that..
    Cannot say if that is allowed or what notice would need to be given; you need to check with payroll about that.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.