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Home insurance claims query

kerrypops2014

kerrypops2014 Posts: 2 Newbie

First Post

5 March 2024 at 10:56PM in Insurance & life assurance

Hi all. I’m a bit confused regarding home insurance renewal. We’ve had 1 claim for storm damage 2 years ago. We had another storm damage and separate leak we spoke to the insurance company about but didn’t pursue. We’ve now come to renew and any competitive quotes we are getting are almost triple what we pay now as we are told we need to log these none claims, despite not proceeding. Is this correct?

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Comments

Hoenir Posts: 6,668 Forumite

5 March 2024 at 11:02PM

Yes it is. All incidents need to be declared.

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kerrypops2014 Posts: 2 Newbie

6 March 2024 at 7:52AM

Hoenir said:

Yes it is. All incidents need to be declared.

Thank you. It’s so annoying as we’ve not claimed but the price has now tripled for quotes.

Thank you

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DullGreyGuy Posts: 17,296 Forumite

6 March 2024 at 11:25AM

Which is why many dont speak to their insurers unless they are going to claim and then "forget" to mention it at renewal.

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