Horizon and Debt Recovery Plus, Pre Legal Action

kaylouem

KeithP said:

Not quite sure what you are trying to show us @kaylouem, but throughout that Dropbox file I can see the full name of the dropbox subscriber.
Are your initials AM?

Thanks, I’ve amended the name to initials only now. 

troublemaker22

No change to my previous advice

kaylouem

troublemaker22 said:

No change to my previous advice

Thank you 

Formulate90

Hey Kaylouem
Did you get a reply back?

patient_dream

troublemaker22 is a Solicitor so follow his advice please

nopcns

kaylouem said:

I have been researching on here and took heed the advice to ignore anything from debt collectors until a LBC but she has now received a Terminal Notice Pre Legal Action Letter advising her to instruct a solicitor to share DRP's details with! She then received a further letter from DRP telling her to create a payment plan. That shows how serious they were with their Terminal Notice Pre Legal Action Letter! She has made no contact with DRP.

You should re-read the Newbies/FAQ thread. The  Terminal Notice Pre Legal Action Letter" is from DRP, the debt collector. What would your reaction be if they titled it "Final Chance To Avoid A Criminal Record Letter" or something similarly ominous?

As advised in the Newbies/FAQ thread, you can safely ignore anything and everything from DRP or any other debt collector. DRP are not a party to the contract that the driver allegedly breached with the PPC. They can instruct an imaginary solicitor until they are blue in the face but they cannot issue a claim for something they are not a contractual party to.

A real LBC will either be from the Claimant themselves or a solicitor on their instruction. A real LBC will give the defendant 30 days to respond (not 14 or 7 or whatever) and will include all the annex forms from the PAP (which are definitely NOT filled in).

This is the requirements for an LBC for a debt claim (para 3 applies):

https://www.justice.gov.uk/courts/procedure-rules/civil/pdf/protocols/debt-pap.pdf

Ihatehorizon

Hi, I was wondering if the pre typed letter worked? I am in the same situation now. Thanks 

kaylouem

@troublemaker22  not heard anything back until today, despite sending the email you suggested back in March last year. 

My daughter has now received a LBC from Gladstones who have found our address using a trace service, they’ve apparently been sending letters to our old address so Horizon have still not updated their records with our new address despite her advising them of it last year!! 

The LBC is asking her to confirm this is now her correct address, does she reply using the template in the Newbies thread about ‘don’t send me your usual blather’ etc?!  Or just a line to confirm her address and wait for further correspondence? 

I can’t believe they are still perusing this despite the NTK being non compliant! 

Thank you 

kaylouem

                 

kaylouem

Ihatehorizon said:

Hi, I was wondering if the pre typed letter worked? I am in the same situation now. Thanks 

Sorry I didn’t get notifications on this thread.