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Countdown to Retirement

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  • SMcGill
    SMcGill Posts: 295 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    1. If your employer offers private healthcare then make the most of that. 
    2. If you get staff discounts at retailers then same as above e.g. many employers offer cycle discounts
    3. Relish every annual review / report / conference etc in the certain knowledge it’s the last one you’ll ever have to suffer
  • LHW99
    LHW99 Posts: 5,184 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    September will feel like a whole new world :)
  • sgx2000
    sgx2000 Posts: 519 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Love it....
  • bigfer
    bigfer Posts: 321 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    never, ever get a dog.
  • handful
    handful Posts: 568 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    bigfer said:
    never, ever get a dog.

    That on the face of it seems like quite a controversial statement, especially if you are a huge dog lover but I am retiring in 3 weeks and our dog who is 11 next week will be the biggest constraint on what we do and where we go and for how long! 

    When the poor old girl departs we will definitely not be rushing into getting another dog, for probably the first time in my life. Fortunately we often look after our daughter's so we will be able to get our dog "fix" when we have her. That will have to be on our terms though, in between long motorhome trips to some far flung locations around Europe!
  • GSP
    GSP Posts: 894 Forumite
    Seventh Anniversary 500 Posts Name Dropper Combo Breaker
    TIME - You can never get it back.
    Leave as soon as you can, who knows what may happen to you or loved ones in those 6,9,12 months you decide to stay on.
    TIME - You can never get it back, it’s the most precious thing.
  • MallyGirl
    MallyGirl Posts: 7,193 Senior Ambassador
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    handful said:
    bigfer said:
    never, ever get a dog.
    That on the face of it seems like quite a controversial statement, especially if you are a huge dog lover but I am retiring in 3 weeks and our dog who is 11 next week will be the biggest constraint on what we do and where we go and for how long! 

    When the poor old girl departs we will definitely not be rushing into getting another dog, for probably the first time in my life. Fortunately we often look after our daughter's so we will be able to get our dog "fix" when we have her. That will have to be on our terms though, in between long motorhome trips to some far flung locations around Europe!
    So true. Our old girl is nearly 14 and the vet said she wouldn't make Xmas 2023. She's still here but we can't take her many places and we won't put her in kennels so most travel is on hold. We use a dog&house sitter if we go somewhere but that is hassle and significant expense. Our 'young' dog is 10 1/2 but we can at least use kennels again once he is an only dog.
    I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
    & Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
  • cfw1994
    cfw1994 Posts: 2,119 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    Spring is, I agree, the best time to step away.
    Days getting longer, summer things to do….

    I chose to cycle LEJoG, solo….although a dozen pals met me at various points along the way.  A great way (for me) to de stress from a lifetime of work!
    Maybe chose some challenge for yourself for that first month or two, & spend the next 56 weeks project managing it!

    Build up a list of different things you like doing: might be crafts, sports, reading, films, walking, holidays, DIY, family-things, friends, etc etc etc….
    Then build a sub list along each, with as many things as as you like…..
    Then mentally figure out how to juggle the far-too-many things you will have to do!
    Plan for tomorrow, enjoy today!
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