We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Bell / Admiral car insurance scam?

2»

Comments

  • user1977
    user1977 Posts: 18,885 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    caldi9 said:
    caldi9 said:
    Ectophile said:
    Start off with a formal complaint.  Then the Financial Ombudsman if they still don't resolve it.
    They don’t even respond. We went to the ombudsman. We may sent a letter from the lawyer. They are clearly in the wrong.
    You really need to add some time frame. As they have 8 weeks to respond to a complaint.

    Where does "lawyer" come into this?
    It has been more than 8 weeks and they haven’t sent the replacement device. 

    Do you think I pay twice the premium for no reason? How can there not be a lawyer involved? Ombudsman takes a long time.
    You're writing in a rather confusing manner, but if you have your own lawyer, why aren't you getting advice from them?
  • ontheroad1970
    ontheroad1970 Posts: 1,710 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    caldi9 said:
    caldi9 said:
    Ectophile said:
    Start off with a formal complaint.  Then the Financial Ombudsman if they still don't resolve it.
    They don’t even respond. We went to the ombudsman. We may sent a letter from the lawyer. They are clearly in the wrong.
    You really need to add some time frame. As they have 8 weeks to respond to a complaint.

    Where does "lawyer" come into this?
    It has been more than 8 weeks and they haven’t sent the replacement device. 

    Do you think I pay twice the premium for no reason? How can there not be a lawyer involved? Ombudsman takes a long time.
    A court may consider the ombudsman to be the proper channel at this stage.  That may add to the delay unnecessarily.  The courts service try to minimise  the number of cases going through, hence why mediation is pushed so much.  If there is a system outside the courts, the courts will expect you to use that first.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.